Is Your Lease Expiring Soon?

If your lease is coming up for renewal, now may be the perfect time to explore owning a home instead of continuing to rent.

Many renters are surprised to learn that owning a home may be more achievable than they expected. With today’s financing options and local assistance programs, buying could be closer than you think.

Consider the difference:

When you rent:

• Your monthly payment helps your landlord build equity.

• Rent prices can increase every year.

• You have limited control over the property.

When you own:

• Your monthly payment can help you build equity in a home of your own.

• You gain stability with predictable payments.

• You have the freedom to personalize your home.

You May Qualify for Programs That Help You Buy

Many buyers qualify for programs such as:

• Low down payment loans

• Down payment assistance programs

• First-time homebuyer programs

• Grants that may help with closing costs

These programs can make buying a home much more affordable than many renters realize.

Before You Renew Your Lease…

Take a moment to see if buying may be a better option for you.

A quick consultation can help you understand:

• Whether you qualify for home financing

• What price range may fit your budget

• How much you may need for a down payment

• What homes are currently available in your area

Start Exploring Your Options Today

There is no obligation, just helpful information to help you make the best decision for your future.

Nikky Yang Victorino
Broker BK3372350• Hablamos Español 說中文 • Pricing Strategy Advisor (PSA)

E: nikky@CapstoneRealEstate.us
M: 626-893-9955
O: 727-301-7855
A: 1433 Gulf to Bay Blvd, Ste E, Clearwater, FL 33755

$359,000

2 Beds ⋅ 2 Baths ⋅ Bayway Isles Point Brittany Four SubDv. ⋅ 33715 Zip Code

BEAUTIFULLY UPDATED CORNER RESIDENCE, PANORAMIC WATER & CITY VIEWS & COMPLETELY MOVE-IN READY! Perched on the 17th floor of sought-after Point Brittany, this exceptional 2-bedroom, 2-bath corner residence is arguably one of the most beautifully updated homes in the building—fresh, stylish, and ready to enjoy from day one. Expansive views stretch across the sparkling waterways and all the way to the Downtown St. Petersburg skyline, creating the perfect blend of coastal scenery and city lights. Its desirable corner position provides additional privacy, a quieter setting, wonderful natural light, and a comfortable orientation without the intensity of direct all-day sun. From the moment you enter this Essex building residence, the home feels bright, fresh, and inviting. Impact windows with new shades, new flooring, and fresh interior paint complement the thoughtful updates throughout. The elegantly updated, fully equipped kitchen offers generous granite counter space and a casual eat-in area, opening to a spacious living and dining room surrounded by walls of windows and incredible views. The split floor plan provides excellent privacy. The guest suite enjoys its own water views, updated bath, closet, and convenient in-unit washer and dryer. Through double doors, the spacious primary suite becomes a serene retreat with breathtaking water views, a large walk-in closet with built-ins, and a beautifully updated en-suite bath featuring dual sinks, a walk-in shower, and even a water view from the bathroom. Additional conveniences include a private storage unit just down the hall and covered parking under the building. Point Brittany is a vibrant, gated 55+ waterfront community offering an exceptional resort-style lifestyle with multiple pools, a spa, tennis and pickleball courts, fitness center, fishing pier, kayak launch, and an active social calendar. The building features a beautifully updated lobby, two generous elevators, and refreshed landscaping. A doctor’s office and convenience market are also located right within the community. Ideally positioned just off I-275, minutes from St. Pete Beach and Tierra Verde and approximately 10 minutes from Downtown St. Petersburg, this beautifully updated corner residence brings together water views, privacy, modern comfort, and an incredible waterfront lifestyle.

5200 Brittany Drive S Unit 1701, St Petersburg

$415,000

3 Beds ⋅ 2 Baths ⋅ Oakleaf Village SubDv. ⋅ 34689 Zip Code

Virtually Staged. Welcome to this beautifully maintained 3-bedroom, 2-bathroom, home located in the desirable community of Tarpon Springs, Florida. The interior features easy-care tile and laminate flooring throughout, ceiling fans in every room, and a dedicated formal dining area separated from the spacious living space. The kitchen showcases classic brown cabinetry paired with sleek dark granite countertops, offering plenty of prep room for home cooking. The primary suite serves as a true retreat, complete with a private en suite bathroom and an impressive walk-in closet. You will be happy to hear that all of the bedrooms features walk in closets. Guests or family members will appreciate the second full bathroom, thoughtfully designed with dual sinks for extra convenience. Indoor-outdoor living is seamless here, thanks to a sunroom accessible directly from both the living area and the primary suite. Beyond the sunroom, you’ll find a fully fenced backyard that provides a private space for outdoor relaxation or pets, a large block utility shed that holds the storm shutters, and with a spacious driveway and a front yard that boosts the home’s curb appeal. The property also has a well for the irrigation system with bibs for additional well water if desired. Rounding out the property is an attached two-car garage. You will love the location, minutes Tarpon Spring's famous, Anclote Boat Ramp, and lots of restaurants and shops to explore. Whether you hop on the Pinellas bike trail or check out the beach at Fred Howard the convenience is key and minutes from your backyard.

1818 Lillian Avenue, Tarpon Springs

$650,000

2 Beds ⋅ 2 Baths ⋅ Clearwater Point 2 SubDv. ⋅ 33767 Zip Code

Panoramic Intracoastal and Clearwater skyline views, with dolphin sightings and boats heading out to open water, greet you from this beautifully renovated turnkey 2 BR/ 2BA first floor, southeast-facing residence on the southern shore of Clearwater Beach. Set in the Gulf House at Clearwater Point, this split-plan condominium blends high-end finishes with an unbeatable coastal location in a well-maintained, amenity filled three-story building complex. Continuous porcelain tile is complemented by Armstrong WoodHaven ceiling planks and five upgraded ceiling fans (2024). Solid wood doors and trim throughout, louvered closet doors, and keyless entry. All windows and sliders are hurricane impact-rated (sliders replaced 2025) with custom-fitted coverings. Sliders open to a private paver patio and green space with direct beach access. The kitchen features solid wood soft-close cabinetry with pull-out drawers, quartz countertops, glass subway tile backsplash, and a pantry. Stainless steel appliances includes a newer Whirlpool refrigerator (2025). A custom laundry cabinet houses new (2026) GE front-load compact HE stackable washer with matching ventless dryer. The primary suite offers dual closets, patio access, and an en suite bath with solid wood cabinetry, quartzite countertops, and a custom porcelain tile shower. The second bathroom also features solid wood cabinetry and quartzite countertops, with tile surrounding the tub. Additional storage includes an entry closet with custom glass doors and a hall closet with built-in shelving. Other updates include HVAC (2019), water heater (2023), plumbing (2024), and electrical panel (2025). The condominium includes a deeded covered parking space and a private storage unit. Clearwater Point offers expansive private waterfront with beach access, three heated pools and a spa, pickleball, tennis, and shuffleboard courts, and beachfront grills, a picnic area, and a fire pit. Easy access to Tampa International and St. Pete-Clearwater airports, boating, golf, and area attractions, with walkability to dining and shopping.

865 S Gulfview Boulevard Unit 109, Clearwater Beach

$79,000

1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code

An easy Florida lifestyle doesn’t have to come with a big price tag. This freshly updated, first-floor condominium in On Top of the World offers a comfortable home base in one of Clearwater’s most active 55+ communities. --- Inside, the 800-square-foot one-bedroom residence has been freshened with new carpet and paint, creating a clean, move-in-ready feel. An additional bonus room adds flexible space for a home office, reading room, hobby area or simply a comfortable place to relax. Step outside to the rear patio overlooking green space, a peaceful extension of the living area and a great spot to enjoy your morning coffee or Florida’s beautiful winter weather. --- First-floor living means no stairs to navigate, while the smaller building offers a more intimate setting within this expansive community. --- And this is a community designed for doing more than staying home. On Top of the World offers two activity centers, two swimming pools, two golf courses, a fitness center, Nature’s Gym, tennis and pickleball courts, lawn bowling, shuffleboard, a dog park and an extensive selection of clubs, classes and activities. Approved resident owners with a valid Activity Card can even enjoy golf on the community’s 9-hole and 18-hole courses at no additional greens fee. --- When you’re ready to venture out, Clearwater’s shopping, dining, recreation and Gulf Coast destinations are within easy reach, with convenient access along Sunset Point Road toward Countryside and Edgewater Drive. --- Whether you’re looking for a full-time Florida home, a seasonal retreat or simply a manageable place to enjoy an active lifestyle, this is an opportunity to make Clearwater home without stretching the budget. --- Leasehold condominium. Cash purchase. Association approval required.

2100 World Parkway Boulevard Unit 20, Clearwater

$3,695

3 Beds ⋅ 2 Baths ⋅ Harris School Sub 2 SubDv. ⋅ 33714 Zip Code

Modern New Construction 3/2 House - Prime St. Pete. Welcome home to this beautifully built 2024 residence, situated in a walkable, sought-after neighborhood in a non-flood and non-evacuation zone. This home features a thoughtfully designed layout with high ceilings, oversized Hurricane Impact windows and Doors with abundant natural light throughout. A charming front porch and extended driveway, accommodating two vehicles, and an oversized one car garage equipped with a EV (electric) Car Charging System. Inside, the open-concept floor plan connects the kitchen, dining, and living areas, finished with durable luxury commercial vinyl flooring and fresh paint throughout. The gourmet kitchen is a standout, featuring premium finishes, generous cabinetry, a large center island, and modern stainless steel appliances — perfect for everyday living and entertaining alike. Home also includes a Full Size Washer and Dryer. Three spacious bedrooms provide comfort and privacy, each with LVP flooring and remote-controlled ceiling fans. The primary suite includes a walk-in closet and a spa-inspired en-suite bath with a double vanity and elegant walk-in shower, while the upgraded second full bath is equally well-appointed for family or guests. Step outside to a partially fenced backyard with a patio, ideal for relaxing or entertaining. Backed by manufacturer warranties on major systems and appliances, this home offers long-term value and confidence. Perfectly located near top-rated schools, parks, and major commuter routes. Five minutes from downtown St. Pete and Tropicana Field, less than 15 minutes to St. Pete airport, and less than 25 minutes to St. Pete beaches. Furnished optional Pet Policy: Dogs are allowed. No Cats. A one-time payment of $350 non-refundable pet fee applies. Max of 1 pet. If you decide to apply for one of our properties: Screening includes credit/background check, income verification of 2.5 to 3 times the monthly rent, and rental history verification. APPLICANT CHARGES: Application Fee: $75 for each adult, 18 years of age and older (non-refundable) $25 for each pet application fee for pet verification (non-refundable) Current vaccination records will be required ESA and service animals are FREE with verified documentation Lease Initiation Admin Fee: $150.00 after approval and upon signing Security Deposit: Equal to one month's rent. Pet Fee if applicable (non-refundable): $350.

2144 43rd Terrace N, St Petersburg

$2,695,000

3 Beds ⋅ 4 Baths ⋅ Condo Residences At 400 Central SubDv. ⋅ 33701 Zip Code

Skip the expense, delays, and hassle of furnishing a new condominium. Residence #1901 at 400 Central is a professionally designed, fully furnished 19th-floor retreat—move-in ready from day one, with none of the "white box" finishing required by most new construction. This 3-bedroom, 3.5-bath residence offers approximately 2,652 square feet of living space, soaring 11-foot ceilings--a 19th floor special feature--walls of glass, and sweeping views of the Gulf and downtown St. Petersburg skyline. The split-bedroom floor plan offers privacy and flexibility, with every bedroom enjoying its own ensuite bath. The great room flows seamlessly to oversized private terraces, ideal for indoor-outdoor Florida living and sunset entertaining. The gourmet kitchen is appointed with premium JennAir appliances, sleek contemporary cabinetry, and a generous island built for gathering. The primary suite is a spa-inspired retreat with a freestanding soaking tub, oversized shower, and elegant designer finishes. A full-size washer and dryer are included in the full laundry room, along with two parking spaces—one assigned, one valet. 400 Central offers residents over 36,000 square feet of world-class amenities: a resort-style pool deck, state-of-the-art fitness center, social lounges, theater, game room, co-working spaces, conference suites, and the 46th-floor Sky Lounge Observatory, with panoramic views of Downtown St. Petersburg, Tampa Bay, and the Gulf. You'll be just steps from St. Pete Pier, The Dalí Museum, the Vinoy Basin, and downtown's award-winning restaurants, boutique shopping, and waterfront parks. Residence #1901 delivers the complete downtown lifestyle—without the added time and expense of finishing a new construction condominium. Schedule your private showing today.

400 Central Avenue Unit 1901, St Petersburg

$1,199,000

4 Beds ⋅ 3 Baths ⋅ Weedon Cove SubDv. ⋅ 33702 Zip Code

Homes like this don’t come on the market often! This beautifully custom-built two-story home is nestled on an oversized lot in the desirable Weedon Cove community, offering the perfect blend of space, comfort, and entertaining potential. Step inside to soaring 20-foot ceilings and an inviting gas fireplace in the family room. The thoughtfully designed floor plan features a formal dining room, additional living room, office or guest room space, loft, and four bedrooms—providing plenty of room for everyday living, working from home, and hosting family and friends. Step outside to your own private retreat, complete with a gorgeous pool and covered patio—an ideal setting for relaxing, dining, and entertaining year-round. Additional highlights include a three-car attached garage and numerous recent updates, including the roof, water heater, and water softener (2019), as well as the pool area (2019). Conveniently located just 15 minutes from Downtown St. Petersburg and 15 minutes from Tampa, this exceptional home offers the space and lifestyle you’ve been looking for, all in a fantastic location. Don’t miss the opportunity to make this one-of-a-kind property your own!

9240 San Martin Boulevard Ne, St Petersburg

$1,795

2 Beds ⋅ 1 Baths ⋅ Garden City SubDv. ⋅ 33709 Zip Code

Welcome to 4240 78th Way N in St Petersburg! Located in the Magnolia Manor neighborhood, this 2-bedroom, 1-bathroom home offers a comfortable layout with plenty of living space. In addition to the two bedroom, the home features a spacious bonus room with ample room to convert into a third bedroom, home office, playroom, or additional living area. The bonus room also includes washer and dryer hookups and wood cabinetry for extra storage. The kitchen features wood cabinetry and comes equipped with a refrigerator, dishwasher, and range. Tile and laminate wood flooring run throughout the home, along with ceiling fans for added comfort. Outside, enjoy the screened-in porch and fully fenced backyard - perfect for relaxing and entertaining. The backyard also features two sheds for additional storage space. Conveniently located in St Petersburg with easy access to shopping, dining, parks, and major roadways. Call Palm Island Realty to schedule your showing! $75 application fee/ applicant and a one-time $150 administrative fee are required. A $17 monthly asset protection fee also applies. If applicable, pets require a $300 non-refundable fee/ pet.

4240 78th Way N, St Petersburg

$670,000

4 Beds ⋅ 3 Baths ⋅ West Breeze Estates SubDv. ⋅ 34683 Zip Code

Welcome to 4883 W Breeze Cir. A well maintained Palm Harbor home offering comfort, for anyone who values and seeks the ideal Florida lifestyle and for those looking for a move in ready home. Some fresh interior paint creates a bright and inviting atmosphere. Two new A/C units installed in 2023 that have recently been fully serviced for maintenance and cleaning. New electric Water Heater 2025, Water Softener 2021 with recent 5yr maintenance completed. Reverse Osmosis 2021 with recent maintenance and new filter replaced. New smoke detectors, Garage door opener 2026 with maintenance and new hardware. New master bathroom toilet 2025. Saltwater pool 2022, pool robot and Google cameras convey with property. Solar panels will be paid in full by sellers at closing and a New roof installed 2020. Buyers interested in the VA assumable loan should note that assumption is subject to lender approval, buyer qualification, and the specific terms and remaining balance of the existing loan. Ideally located, this home offers convenient access to: Shopping, dining, parks, recreational activities, beaches, schools and the many attractions throughout the Tampa Bay area. Whether you're searching for a Palm Harbor home for sale, a home with a saltwater pool, solar panels or a property with potential VA Assumable financing, don't miss the opportunity to make this Palm Harbor property your next home. Schedule your private showing today!

4883 W Breeze Circle, Palm Harbor

$475,000

4 Beds ⋅ 2 Baths ⋅ Milbrook Groves SubDv. ⋅ 33772 Zip Code

This exceptionally maintained 1,870 sq ft home offers 4 bedrooms and 2 bathrooms in a thoughtfully designed open layout. The functional kitchen—complete with abundant cabinet space—overlooks the living room and features a central island with a bar area ideal for casual seating or a breakfast nook. Recent interior enhancements include updated lighting, modernized electrical outlets, a stackable washer and dryer, and customized extra shelving in all closets. Outside, the beautifully landscaped property shines with incredible curb appeal. The yard is fully enclosed by a fence secured with concrete posts for lasting durability. Perfect for outdoor entertaining, the backyard boasts a gazebo and shade structure providing a cool, breezy spot for summer BBQs, gatherings, or quiet relaxation. Additional outdoor conveniences include a dedicated outdoor shower, a Tuff Shed for extra storage, added exterior water faucets for effortless plant care, outdoor electrical outlets, and a newly installed electric hot water heater. Ideally located in Seminole, this move-in ready residence puts you moments from Pinellas County beaches, Lake Seminole Park, local dining, and top retail hubs. Clean, neat, and turn-key! Mortgage savings may be available for buyers of this listing.

8911 113th Street, Seminole

$259,900

1 Beds ⋅ 1 Baths ⋅ Innisbrook 24 Condo SubDv. ⋅ 34684 Zip Code

One Bedroom “B” Unit-Enjoy the 2nd Fairway views of the famous PGA’s VALSPAR CHAMPIONSHIP’S COPPERHEAD GOLF COURSE from this 2nd floor balcony of a two-story lodge . It meets the latest Rental Pool standards. Conveniently located steps away from the Fairway swimming pool and close to the Klosterman entrance gate. This One bedroom/One bath condo is the perfect place to come home to whether this is your vacation home, a second home or just HOME! Open dining/living room area flows into the large kitchen. King pillow-top bed in the bedroom and Queen sleeper sofa in living room for guests. Sliding glass doors in the living room and off the bedroom brings the outside in! Private locked “owners closet” to store your personal items from trip to trip. Easy access to all the Resort's amenities. Several levels of club memberships are available for purchase to participate in the Innisbrook amenities. Innisbrook condo owners have the option to participate in the Resort’s optional Rental Pool program (condos in lodges 1-24 only). Situated on 800 wooded acres of rolling hills and 70 acres of lakes, Innisbrook, A Salamander Golf and Spa Resort is located just 25 minutes from Tampa International Airport. Innisbrook features sixty-three holes of golf, including the PGA’s Valspar Championship Copperhead course, 280spacious guest suites and rooms, 5 restaurants and 3 bars including the FAIRWAYS COFFEE AND WINE BAR featuring STARBUCKS coffee, 10 Har-Tru TENNIS courts, 4 Hard-court PICKLEBALL Courts, 3 Indoor RACQUETBALL courts, a full-service Salamander SPA with 12 treatment rooms and Fitness Center, 6 Swimming POOL Complexes, and 2 Conference halls.

36750 Us Highway 19 Unit 24211, Palm Harbor

$345,000

2 Beds ⋅ 3 Baths ⋅ Oldsmar Galleria Condo SubDv. ⋅ 34677 Zip Code

Beautiful 2 Bedrooms and 2 1/2 Bathrooms Condo in the heart of Oldsmar! in the highly sought-after Bayside Meadows community that offers the perfect blend of comfort, convenience, and Florida charm. Located on the penthouse, (3rd floor) with elevator access, this bright and spacious apartment features an open-concept layout, updated flooring, new AC unit (2026), a private balcony, and an in-unit laundry. The kitchen boasts great cabinet spaces and a breakfast bar ideal for casual dining and entertaining. Enjoy peaceful views and a short walk to local shops, restaurants, and parks. Just minutes from Tampa, Clearwater, and world-renowned beaches. Move-in ready! Schedule your showing today!

300 State Street E Unit 326, Oldsmar

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