305 28th Street S, St Petersburg, FL 33712

$435,000
5
BD
3
BA
2,524
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

List Price
$435,000
Status
Active
Days on Market
206
Price Change
▲ $10,000 1782759444
MLS#
TB8459321
Property Style
Single Family
Year Built
1942
Bedrooms
5
Bathrooms
3
Living Area
2,524
Lot Size
8,599
Acres
0.20
Total Acreage
0 to less than 1/4
Legal Subdivision Name
Palmetto Park
MLS Area Major
St Pete

Property Description

**TWO HOMES ON ONE LOT!** Unlock incredible investment potential with this rare 4-bedroom, 2-bathroom cottage-style residence, complete with a fully detached, income-ready 1-bedroom apartment behind. Whether you're looking for a savvy house hack, a multi-generational living setup, or a high-performing short-term rental, this property is designed to deliver immediate value. The two-story primary home exudes character, featuring elegant arched doorways and original built-in shelving that preserve its unique cottage charm. Enjoy peace of mind with extensive updates, including **a brand-new roof (June 2026)**, along with updated plumbing, electrical, and HVAC systems. The flexible floor plan offers two bedrooms and a full bathroom on the main level, with two additional bedrooms and a second full bathroom upstairs. Step outside to discover the detached 1-bedroom apartment—a stylish garage conversion designed for maximum versatility and income potential. This turnkey space features a full independent kitchen, making it ideal for long-term tenants, guests, or premium short-term rental opportunities. This unique property offers the perfect combination of move-in-ready reliability and outstanding income-producing potential. Live in the main home while the detached apartment helps offset your mortgage, or rent both for a dual-income investment. Don't miss this exceptional opportunity—schedule your showing today!

Additional Information

Taxes
$8488
Minimum Lease
No Minimum
Community Features
No Deed Restriction
Property Description
Two Story
Interior Layout
Ceiling Fans(s), Chair Rail, High Ceilings, Open Floorplan, Thermostat
Interior Features
Ceiling Fans(s), Chair Rail, High Ceilings, Open Floorplan, Thermostat
Floor
Tile, Vinyl, Wood
Appliances
Dishwasher, Range, Refrigerator
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Heating
Central, Electric, Ductless
Air Conditioning
Central Air, Wall/Window Unit(s)
Fireplace Description
Wood Burning
Exterior Construction
Frame, Wood Siding
Exterior Features
Lighting, Private Entrance, Private Yard, Sidewalk
Roof
Shingle
Foundation
Brick/Mortar, Crawlspace
Pool
No Pool
Elementary School
Fairmount Park Elementary-Pn
Middle School
John Hopkins Middle-Pn
High School
Gibbs High-PN
Fences
Vinyl
Flood Zone Code
X
Parcel ID
23-31-16-65862-005-0011
Legal Description
PALMETTO PARK BLK 5, S 60FT OF LOTS 1 AND 2 & S 60' OF E 1/2 OF LOT 3

Listing courtesy of REDFIN CORPORATION. 813-518-8756

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

StellarMLS is the source of this information via Internet Data Exchange Program. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale. Availability of any listing should always be independently verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited and may violate relevant federal and state law. Data last updated on