The assistance provided by Pinellas County is structured as a forgivable loan.

Here’s how it works:

 

  • No monthly payments required

  • 20% forgiven each year

  • Fully forgiven after 5 years

  • Must occupy the home as primary residence

  • Must maintain homestead and insurance

 

If you remain in the home for five years, the assistance does not need to be repaid.

It’s designed to promote long-term stability — not add debt.

⚠️ Funding is limited and awarded in order received

👉 If you want to see how this works with your purchase price and income, reach out today.

Capstone Realty & Associates
727-301-7855
cs@capstonerealestate.us