If you were renting in Pinellas County during Hurricanes Idalia, Helene, or Milton, you may qualify for up to $80,000 in homebuyer assistance.

Pinellas County created this Homebuyer Assistance Program to help storm-impacted renters transition into homeownership.

What the Program Covers

Eligible buyers may receive assistance for:

 

  • Up to 100% of required down payment

  • Reasonable closing costs

  • Mortgage financing support

  • Subsidized interest or principal

 

Who May Qualify

You may be eligible if you:

 

  • Lived in Pinellas County during the hurricanes (excluding City of St. Petersburg)

  • Do not currently own another home

  • Have household income up to 120% of Area Median Income

  • Can qualify for a 30-year fixed-rate mortgage

 

Income Examples (120% AMI)

1 person – $87,600

2 people – $100,150

4 people – $125,150

 

How the Assistance Works

  • Maximum award: $80,000

  • Structured as a forgivable 5-year loan

  • 20% forgiven each year

  • No monthly payments required

  • Must occupy the home as primary residence

 

⚠️ Applications are processed on a first-come, first-processed basis. Funding is limited.

If you lived in Pinellas during the hurricanes and are currently renting, it may be worth reviewing your eligibility before funds are committed.

👉 Contact Capstone Realty & Associates for a confidential eligibility review and next steps.
727-301-7855
cs@CapstoneRealEstate.us