Between $400,000 - $500,000 Safety Harbor FL Real Estate, Homes, Condos for Sale

3 Beds ⋅ 2 Baths ⋅ Coventry SubDv. ⋅ 34695 Zip Code

Under contract-accepting backup offers. Welcome to easy Florida living in Safety Harbor! This updated 3-bedroom, 2-bath home offers an open, inviting layout with high ceilings, wood flooring, and a wood-burning fireplace with stone surround adding the perfect amount of character. The kitchen opens to the living and dining spaces and features granite countertops, plenty of cabinetry, a pantry, new dishwasher, and updated hardware. Throughout the home, you’ll also find all-new interior doors, updated bathroom hardware, wireless keyless entry, a smart thermostat, and other thoughtful improvements that give the home a fresh, modern feel. French doors open to the large screened lanai and a fully fenced backyard with no rear neighbors. The backyard has been fully landscaped with new sod, creating a great space for entertaining, pets, or simply enjoying the outdoors. And then there’s one of the more fun extras: a chicken coop already equipped with electricity and plumbing. The spacious primary suite also offers direct access to the lanai and a private bath. Additional upgrades include a 2021 HVAC system with new ductwork, 2021 water heater, and a side-mounted, Wi-Fi-enabled garage door opener. The property is located in Flood Zone X and a non-evacuation zone—two noteworthy features for Tampa Bay area buyers. And the location is hard to beat: just minutes from charming Downtown Safety Harbor and its restaurants, shops, waterfront parks, and community events, with convenient access to Tampa International Airport, St. Pete-Clearwater International Airport, and some of Tampa Bay’s award-winning Gulf beaches.

3211 Coventry N, Safety Harbor

$440,000

3 Beds ⋅ 1 Baths ⋅ Bayfront Manor SubDv. ⋅ 34695 Zip Code

Some houses are simply cute. This one has that unmistakable Safety Harbor charm…warm, inviting, and surrounded by the beauty of mature trees and lush landscaping. This beautifully maintained 3 bedroom pool home offers a comfortable layout with thoughtful updates and plenty of character. The kitchen features a newer stove and dishwasher, plus a charming coffee bar that will make mornings a little sweeter. Three cozy bedrooms offer generous closets with built-in shelving, while a wood-burning fireplace brings warmth and personality to the living room. At the rear of the home, the light-filled Florida room naturally blends the indoors with the outdoors. Large sliding doors frame views of the pool and garden, making this versatile space ideal for morning coffee, casual gatherings, or simply enjoying the peaceful surroundings. Beyond the glass, a covered lanai, screened pool, mature palms, lush plantings, and fully fenced yard create a secluded setting for enjoying the best of the Florida climate. A one car garage provides convenient parking and storage with a beautifully appointed laundry area. The pool enclosure was re-screened in 2026, and the pool pump has a newer motor and timer box. Additional updates include a 2020 HVAC condenser and impact rated front door and front of home windows. The existing floor plan also offers an opportunity to explore adding a second bathroom, allowing the next owner to further customize the home over time. Just minutes from downtown Safety Harbor, you’re close to local restaurants, coffee shops, breweries, boutiques, markets, waterfront parks, recreation facilities, pickleball courts, and scenic Tampa Bay trails. Tampa International Airport, award-winning Gulf beaches, Honeymoon Island, and nearby marinas are also within easy reach.

2941 Bay View Drive, Safety Harbor

$430,000

3 Beds ⋅ 2 Baths ⋅ Palm View Terrace SubDv. ⋅ 34695 Zip Code

Pool home in Safety Harbor for under 431k!!! Loads of charm, a lot of backyard, and a pool to top it all off—this Safety Harbor gem has plenty to love! Tucked away on a brick-lined street, this 3-bedroom, 2-bath home welcomes you with a bright, open living room, a nicely updated kitchen, and a flexible bonus/dining/family room that makes everyday living easy. The spacious primary bedroom offers two closets and an attached bathroom. There are two additional bedrooms and a second bathroom. Out back, the generously sized fully fenced yard gives you the best of both worlds: a sparkling pool for sunny afternoons and plenty of grassy space to play, entertain, or simply unwind. This one has a BRAND NEW ROOF! Located in a prime location close to Philippe Park, Safety Harbor Spa and just a short walk to Main St with all the shops, restaurants, and their monthly 3rd Friday events. With so much character, space, and outdoor appeal, this one is a true Safety Harbor charmer!

615 5th Avenue N, Safety Harbor

$420,000

3 Beds ⋅ 2 Baths ⋅ Seminole Park Rev SubDv. ⋅ 34695 Zip Code

Welcome to this versatile 3-bedroom, 2-bathroom home in desirable Safety Harbor! Offering approximately 1,100 square feet of living space, this property is currently utilized as a short-term rental and offers an excellent opportunity for investors or buyers looking for income-producing potential. The home features tile flooring throughout, a 2026 HVAC system, and a water heater that was serviced approximately six months ago. The functional layout provides comfortable living space and flexibility for a variety of uses. Whether you choose to continue using the property as a short-term rental or make it your primary residence, this home offers plenty of potential. Conveniently located near downtown Safety Harbor, restaurants, shopping, parks, waterfront attractions, and major roadways, this property combines location, versatility, and opportunity. Don’t miss your chance to own a property with excellent potential in one of the area’s most desirable communities!

1140 Dr Ml King Jr Street N, Safety Harbor

$499,900

5 Beds ⋅ 2 Baths ⋅ Na SubDv. ⋅ 34695 Zip Code

Handyman special, 5 bedroom, 2 bath home very close to downtown Safety Harbor. This property is a sturdy masonry home in a non-flood area with an additional buildable lot, all fenced in and great for pets.

2157 Railroad Avenue, Safety Harbor

$425,000

3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 34695 Zip Code

Under contract-accepting backup offers. UNDER CONTRACT- ACCEPTING BACK UP OFFERS. Completely renovated from top to bottom, this stunning block home with fully fenced in backyard offers the perfect combination of modern style and long-term peace of mind. Every major improvement has been completed through a fully permitted renovation, including a new roof, complete electrical rewire, new windows, new HVAC system, new ductwork, and numerous additional upgrades throughout the home. The thoughtfully updated interior features a bright, open layout with quality finishes, creating a truly move-in-ready home where everything has already been done for you. Located in Flood Zone X, flood insurance is typically not required by lenders. Beyond the home itself, you’ll love the unbeatable location. Situated just 5 minutes from charming Downtown Safety Harbor, you’ll have easy access to award-winning restaurants, local boutiques, waterfront parks, the Safety Harbor Marina, year-round festivals, and the world-renowned Safety Harbor Resort & Spa. With convenient access to Tampa, Clearwater, beautiful Gulf beaches, and both Tampa International and St. Pete-Clearwater airports, this home offers the perfect blend of small-town charm and everyday convenience. Some photos have been virtually enhanced using AI for illustrative purposes only.

595 Pine Street, Safety Harbor

$400,000

2 Beds ⋅ 2 Baths ⋅ Philippe Bay SubDv. ⋅ 34695 Zip Code

NEW PRICE! Welcome to Philippe Bay, one of Safety Harbor's most sought-after communities! Come see this beautifully updated 2-bedroom, 2-bath corner residence with a garage that offers privacy, comfort, and the exceptional Florida lifestyle. Situated on a quiet cul-de-sac, you will love the tranquil atmosphere while walking up the beautifully landscaped path to the brand new screen enclosed door. The Owners have made it a lovely retreat both outside an in. Step inside to discover an inviting open floor plan highlighted by soaring vaulted ceilings, a cozy wood-burning fireplace with a decorative wood hearth, and an abundance of natural light. The spacious kitchen overlooks the dining and living areas, allowing for effortless entertaining while keeping everyone connected. Since purchasing the home, the sellers have invested in numerous quality upgrades, including a new front entry door, upgraded electrical panel, and a complete suite of stainless steel kitchen appliances featuring a refrigerator, oven, microwave, and dishwasher. A brand-new LG ThinQ stackable washer and dryer adds everyday convenience, while elegant plantation shutters throughout the home and stylish shiplap accents in both bathrooms provide timeless character and charm. Modern knockdown ceilings throughout eliminate outdated popcorn ceilings for a fresh, contemporary look. The spacious primary suite offers a walk-in closet and an updated en-suite bath with a step-in shower and separate vanity area. A convenient interior laundry closet provides additional storage. And the second bedroom is nicely sized with a view of the cozy courtyard. Back in the living room you will enjoy the view of the screen enclosed patio and back yard. Outside, you'll appreciate the secluded private area surrounded by landscaping that creates a warm welcome home. Beyond the screened lanai, the sellers extended the outdoor living space with a beautiful paver patio complete with a decorative bird bath—an ideal setting to enjoy your morning coffee or unwind in the evenings. The detached one-car garage and additional storage closet provide plenty of room for vehicles, bikes, and beach gear. Even better, the yard may be fenced, making this a wonderful option for pet owners in this dog-friendly community. Additional improvements include a newer roof installed in 2019, water heater 2018, and the benefit of low HOA fees. Residents of Philippe Bay enjoy resort-style amenities including a sparkling community pool (Pool is currently being renovated), tennis courts, basketball court, scenic pond, and exclusive private access to Philippe Park. Just minutes away, downtown Safety Harbor offers award-winning restaurants, boutique shopping, waterfront parks, year-round festivals, and the renowned Safety Harbor Resort & Spa. This move-in ready home perfectly combines thoughtful updates, a prime location, and the relaxed charm that makes Safety Harbor one of Tampa Bay's most desirable places to call home. Schedule your private showing today and experience it for yourself

207 Lighthouse Court, Safety Harbor

$479,900

3 Beds ⋅ 2 Baths ⋅ South Green Spgs Rep SubDv. ⋅ 34695 Zip Code

Under contract-accepting backup offers. Virtually Staged. PRICE IMPROVEMENT!! Make your next move to this inviting 3-bedroom, 2-bath home in desirable Safety Harbor! Great layout with an updated kitchen that offers modern cabinetry with lots of storage, a center island, and thoughtful, stylish finishes. There's a flex space that makes a great dining area, work from home office space or a hobby room. The primary bedroom includes a nicely updated en-suite bathroom with modern finishes. Two additional bedrooms. Enjoy a spacious, fully fenced backyard with plenty of room to relax or entertain. Situated directly across from a neighborhood park and ball fields, you'll have easy access to playgrounds and recreational activities right outside your door. Just minutes from charming downtown Safety Harbor where you can take advantage of monthly 3rd Friday events, waterfront parks, shopping, dining, and entertainment. This must see home offers a great opportunity to enjoy everything this sought-after community has to offer.

795 7th Street S, Safety Harbor

$439,900

3 Beds ⋅ 2 Baths ⋅ Oak Haven Estates SubDv. ⋅ 34695 Zip Code

Under contract-accepting backup offers. Virtually Staged. (3rd bedroom/ flex room ) Welcome to this beautifully updated 3-bedroom, 2-bath home tucked away in one of Safety Harbor's most desirable neighborhoods. High and dry with no required flood insurance and no HOA, this move-in ready home offers the perfect blend of modern updates, flexible living spaces, and an unbeatable location just minutes from vibrant downtown Safety Harbor. Step inside to discover an inviting open-concept floor plan where engineered hardwood flooring, updated trim, abundant natural light, and neutral finishes create a warm, contemporary feel. The spacious living, dining, and kitchen areas flow seamlessly together, making everyday living and entertaining effortless. The kitchen features a Samsung appliance package that conveys with the home, including a 5-burner gas range, gas convection oven, and French-door refrigerator, making it ideal for both everyday cooking and entertaining. A versatile flex room currently serves as the third bedroom, offering endless possibilities as a guest suite, home office, playroom, fitness room, or media space to fit your lifestyle. Major improvements have already been completed, including a durable metal roof, hurricane-impact windows, upgraded 200-amp electrical service, new HVAC ductwork and registers, and beautifully updated bathrooms, providing peace of mind for years to come. Step outside and discover where this home truly shines. Relax year-round in the screened lanai or host family and friends beneath the expansive covered patio surrounded by mature oak trees. The fully fenced backyard offers plenty of room for pets, gardening, or future outdoor enhancements, while the air-conditioned workshop is perfect for hobbies, a creative studio, remote work, or additional storage. Whether you're taking your golf cart to downtown Safety Harbor for dinner, spending the afternoon at Philippe Park, or simply relaxing beneath the canopy of mature oaks in your own backyard, this home offers the Florida lifestyle buyers dream about. Move-in ready and thoughtfully updated, this is a rare opportunity to enjoy everything that makes Safety Harbor one of Tampa Bay's most sought-after communities. Select photos have been virtually staged.

1412 Oak Haven Drive, Safety Harbor

$479,000

4 Beds ⋅ 3 Baths ⋅ Village Of Safety Harbor SubDv. ⋅ 34695 Zip Code

Under contract-accepting backup offers. PRICE REDUCTION! Motivated Seller! Some townhomes feel like townhomes. This one doesn't. With over 2,000 square feet, a rare end-unit location, a 2-car garage, and a private backyard, this home offers the space, privacy, and feel of a single-family residence. Located in the highly desirable Village of Safety Harbor, you're just minutes from Main Street's award-winning restaurants, breweries, waterfront parks, festivals, and marina, while still enjoying a quiet neighborhood setting. Inside, the thoughtfully designed floor plan features multiple living spaces, updated finishes, abundant natural light, and exceptional storage throughout. The beautifully renovated kitchen offers quartz countertops, stainless steel appliances, an instant hot water dispenser, and even a refrigerator with a craft ball ice maker—perfect for entertaining. The first-floor primary suite provides everyday convenience, while upstairs you'll find three spacious bedrooms, including the only unit in the community featuring two private screened balconies. Step outside to your screened lanai overlooking a fully fenced backyard—large enough to accommodate a future pool, entertain guests, or simply enjoy the privacy that's nearly impossible to find in a townhome. Equally impressive is what you don't have to worry about. This home is not located in a flood zone, does not require flood insurance, and never flooded, even during the 2024 hurricanes when other homes within the HOA experienced water intrusion. Combined with one of the lowest HOA fees in the area, it offers peace of mind and exceptional value. Finding a 4-bedroom, 3-bath home with this much space, this many upgrades, a two-car garage, private yard, and this location in Safety Harbor for under $500,000 is incredibly rare. Whether you're looking for a primary residence, seasonal retreat, or simply more home for your money, this is an opportunity you won't want to miss. Schedule your private showing today and experience why this home stands in a class of its own! *Some photos are virtually staged*

902 Woodbridge Court, Safety Harbor

$499,000

Bayshore Drive SubDv. ⋅ 34695 Zip Code

BUILD YOUR DREAM HOME IN ONE OF SAFETY HARBOR'S MOST COVETED LOCATIONS! This exceptional R-2 zoned homesite offers approximately 50' x 141' of endless possibilities just a couple hundred feet from Tampa Bay and the entrance to Philippe Park—without the waterfront price tag. A custom-designed two-story home may capture beautiful water views, creating the perfect backdrop for your Florida lifestyle. Located on charming E. Marshall Lane, a quiet tree-canopied street lined with distinctive homes, this cleared lot is enhanced by attractive tropical landscaping and enjoys additional privacy with a Duke Energy easement along the north side of the street. Surrounded by luxury and million-dollar homes, the setting offers a rare combination of tranquility, prestige, and convenience. Public water and sewer are available, and a survey is on hand to assist with your building plans. The property also features a deep irrigation well equipped with a newer pump, pressure tank, and iron filtration system—an added value for maintaining lush landscaping while keeping water costs low. Just moments away, enjoy the natural beauty of Philippe Park, waterfront walking trails, kayak launches, picnic areas, and spectacular bay views. Downtown Safety Harbor's renowned restaurants, shops, marina, festivals, and vibrant community events are only minutes away. Whether you're planning a custom coastal residence, a family home, or a long-term investment, opportunities like this are becoming increasingly rare. Build the home you've always envisioned in one of Tampa Bay's most sought-after neighborhoods.

Lot 14 E Marshall Street, Safety Harbor

$479,000

3 Beds ⋅ 3 Baths ⋅ Country Villas-Unit Two SubDv. ⋅ 34695 Zip Code

Under contract-accepting backup offers. Pricing Repositioned! Classic Elegance Meets Modern Flexibility in Safety Harbor. Discover the perfect blend of sophisticated living and small-town charm in this beautiful 3-4-bedroom, 2.5-bathroom pool and spa home, situated in one of Pinellas County’s most desirable communities. Boasting an elegant brick-paver driveway and exceptional curb appeal, the residence features a thoughtfully executed split floor plan that seamlessly separates the formal living and dining areas from the main living spaces. The heart of the home centers around a bright kitchen complete with neutral cabinetry, granite countertops, and a modern stainless steel appliance package, which flows into an expansive Florida room backing directly up to the pool deck. Designed with ultimate flexibility in mind, the spacious owner's suite features a highly versatile adjoining room ideal for a private nursery, home office, or den, while the separate guest wing hosts a clever built-in Murphy bed to easily transition a secondary bedroom into a workspace or guest accommodations. Enjoy complete peace of mind with major mechanical upgrades already taken care of, including an HVAC system replaced in 2021, high-impact windows and doors installed in 2022 and 2023, a newer roof from 2019, and a fully owned solar panel system that delivers significant monthly energy savings without any lease agreements to assume. Located just moments from the historic heart of downtown Safety Harbor, you are steps away from a lifestyle defined by walkable, brick-paved streets, award-winning local dining, independent boutiques, the famous Safety Harbor Resort & Spa, and the waterfront vistas of Philippe Park along Old Tampa Bay. This property offers a rare combination of community charm, premium infrastructure, and metropolitan convenience, with quick access to two international airports and the pristine shores of Honeymoon Island and Clearwater Beach.

254 Timberview Drive, Safety Harbor

$459,900

3 Beds ⋅ 2 Baths ⋅ Country Villas SubDv. ⋅ 34695 Zip Code

Virtually Staged. Welcome home to Safety Harbor! This beautifully maintained 3-bedroom, 2-bathroom block home at 105 Lotus Circle is tucked away on a quiet cul-de-sac, offering a bright, open-concept layout that feels like a breath of fresh air. Freshly painted inside and out, the residence shines with pride of ownership and modern appeal. You’ll love the vaulted ceilings and stylish wood-look flooring that lead you toward a cozy brick fireplace—the perfect centerpiece for relaxing nights in. The heart of the home is the updated kitchen, complete with granite countertops, solid wood cabinets, and a breakfast bar for easy morning coffee. With a smart split-bedroom plan, the primary suite feels like a true retreat, now featuring brand-new laminate flooring that extends through all bedrooms for a clean, carpet-free finish. Step outside to the screened-in back patio and massive fenced yard, a space just waiting for your next weekend BBQ or garden project. Best of all, you’re just minutes from the charm of downtown Safety Harbor and Philippe Park, all while enjoying the peace of mind of a non-flood zone. It’s move-in ready, full of character, and waiting for you to call it home!

105 Lotus Circle, Safety Harbor

$484,900

3 Beds ⋅ 2 Baths ⋅ Country Villas-Unit Two SubDv. ⋅ 34695 Zip Code

You don’t want to miss this 3 bedroom, 2 bath, 2 car garage home in the much sought after Country Villas community in Safety Harbor. It is located on a quiet, peaceful cul-de-sac and is not in a flood zone, HIGH & DRY! This well cared for home offers many desirable updates. These include a new roof (2023), new AC (2022), new kitchen appliances (2020), some new kitchen cabinets (2021), new carpet in master bedroom, luxury vinyl in living area and other bedrooms (2020). The light and bright spacious open plan is designed for comfortable living, entertaining and includes a wood burning fireplace. This home offers a blend of tranquility and convenience being located near airports, restaurants, shopping and top rated schools. Minutes away is downtown Safety Harbor which provides great entertainment for the whole family. You will also have easy access to the world famous sandy beaches of the Gulf Coast. Next door is also available (112 Meadowcross), to set-up for perfect multi-generational living!

110 Meadowcross Drive, Safety Harbor

$494,500

3 Beds ⋅ 2 Baths ⋅ Country Villas-Unit Two SubDv. ⋅ 34695 Zip Code

HURRICANE-READY & ENERGY-ASSURED! Welcome to 112 Meadowcross Drive, a beautifully updated 3-bedroom, 2-bath home tucked away on a spacious lot at the end of a peaceful cul-de-sac in desirable Country Villas. For buyers seeking peace of mind and dependable comfort year-round, this home offers an exceptional package of upgrades, including a BRAND-NEW high-wind-rated roof, impact-rated windows and doors, and a Tesla Powerwall battery system paired with solar. Built for Florida living, the home's integrated backup power system delivers continuous electricity through everyday utility outages and extended storm-related disruptions, while the thoughtful storm-ready features help keep you protected, connected, and comfortable when severe weather threatens. Located outside the flood zone and situated on a spacious 0.25-acre lot, this home offers the rare combination of storm preparedness, modern updates, and everyday comfort. Inside, brand-new luxury vinyl flooring flows throughout the living spaces, complementing the open floor plan and natural[RM1.1] light. The kitchen features newer appliances and updated cabinetry with soft-close doors and drawers, both bathrooms have been tastefully updated and a wood-burning fireplace creates a warm focal point for the living area. Additional major improvements include a newer HVAC system, a hurricane-rated garage door, and an under-roof screened sunroom that offers a comfortable indoor-outdoor living experience year-round. Outside, the generous backyard offers plenty of room for a pool in a park-like setting with the natural backdrop of the woods along with a dedicated dog run featuring high-quality artificial turf. The two-car garage provides additional storage on sturdy, built-in shelves and in large, enclosed cabinets. Ideally located in Safety Harbor with easy access to downtown, shopping, restaurants, airports, top-rated schools, and Gulf Coast beaches, this home is an outstanding opportunity for anyone looking for a move-in-ready Florida residence where comfort meets preparedness. A rare combination of high-wind protection, backup power capability, modern updates, and a high-and-dry location, this home offers the comfort, security, and peace of mind that today's Florida buyers are seeking. Welcome home!

112 Meadowcross Drive, Safety Harbor

$499,900

2 Beds ⋅ 2 Baths ⋅ West Green Spgs SubDv. ⋅ 34695 Zip Code

Casa del Tren — Renovated Cottage on a Rare Downtown Lot That Pays Its Own Way It's rare to find a lot like this so close to everything: an oversized 50x140 parcel with mature trees, privacy, and room to imagine, minutes from the shops, restaurants, parks, and waterfront of Downtown Safety Harbor. And the home that sits on it lives up to the setting, a beautifully renovated classic Florida cottage, professionally updated and thoughtfully decorated, with a bright, open great-room layout that feels like home the moment you enter. A top-rated elementary school sits just two blocks away. Out back, a privately fenced and lighted paver courtyard offers shade and seclusion just off Main Street, a favorite with pet owners and an easy place to unwind. With space to garden, expand, or simply breathe, the lot is the kind of rarity that's almost impossible to find this close to downtown. It offers real peace of mind, too: set in low-risk FEMA Flood Zone X and the safer Evacuation Zone D, it has never flooded, evacuated, or sustained storm damage in eight years. Here's what makes Casa del Tren truly special: it's a wonderful home that can also pay its way, entirely on your terms. Live in it full-time, keep it as a winter retreat, or let it earn when you're away. For eight years it has quietly thrived as one of Safety Harbor's most-loved vacation rentals, with hundreds of 5-star reviews, a loyal following, and an established brand, website, and online presence. The proven income engine is here if you want it, and no obligation if you don't. It's offered fully furnished and rental-ready, so you can step into a turnkey operation from day one, or simply make it your own. There's no HOA and no special permitting hurdle to rent it, and detailed financials are available on request. Casa del Tren has been lovingly run by the owners under their "Stay in the South" brand, a small collection of hospitality-driven homes known for meticulous care. That same attention to detail earned their Nashville property, the Heidtke House, a feature on the international travel series "Sense of Place." Now ready to slow down, they're passing this one on in turnkey condition to its next owner. This is a rare opportunity to purchase in one of the most sought after areas in Downtown Safety Harbor.

839 3rd Street N, Safety Harbor

Browse All Safety Harbor FL Between $400K - $500K Properties for Sale

Between $400K - $500K Safety Harbor Real Estate