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Receive up to $35,000 for your home purchase

Call us for more info: (727)-301-7855

My Hometown Heroes



The Florida Hometown Heroes Housing Program makes homeownership affordable for eligible community workforce.

This program assists first-time homebuyers with their down payment and closing costs, making it easier for them to buy a home in the community where they work. It also offers a lower interest rate on their mortgage and special benefits for those who have served or are serving their country.


Loan Program Highlights:

  • Borrowers can receive up to 5% of the first mortgage loan amount (maximum of $35,000) in down payment and closing cost assistance.

  • Eligible full-time workforce, employed by a Florida-based employer can receive lower than market interest rates on an FHA, VA, Fannie Mae or Freddie Mac first mortgage, reduced upfront fee, no origination points or discount points, down payment and closing cost assistance.

  • The assistance is provided as a 30-year deferred second mortgage with zero interest, which will only be due when you sell the property, refinance, or move out of it as your primary residence.

  • The first mortgage comes with a fixed interest rate that is lower than prevailing market rates.

  • Enjoy reduced upfront fees and costs when you take advantage of this loan program.

  • To find out if you qualify for this program, please get in touch with us.


Who Can Qualify?

  • To be eligible for this program, you must be a first-time homebuyer or have not owned a property in the past three years.

  • Your credit score must be at least 640 to qualify for this program.

  • The loan is only available for primary residences, and there is a maximum income limit of $123,150.

  • If you have any further questions, please don't hesitate to request more information from us.


Call us for more info: (727)-301-7855