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Receive up to $25,000 for your home purchase

Call us for more info: (727)-301-7855

My Hometown Heroes



The Florida Hometown Heroes Program is a special initiative designed to support and reward local heroes in Florida. These incentives are specifically designed to make homeownership more affordable and accessible for our local heroes. If you're a teacher, firefighter, healthcare professional, or law enforcement officer, this program is tailored for you. By joining, you can access exclusive benefits and incentives when buying a home in Florida. Additionally, the program emphasizes education about fair housing rights and responsibilities, ensuring equal housing opportunities for all. Don't miss out on this golden opportunity to become a homeowner and be part of a supportive community. Apply now and let us help you on your journey to owning your dream home!


The Florida Hometown Heroes Program offers various monetary benefits to eligible participants. These incentives are specifically designed to make homeownership more affordable and accessible for our local heroes. Qualified applicants may have access to special financing options, such as favorable mortgage rates or reduced down payment requirements. Additionally, there may be opportunities for down payment assistance and grants to help cover closing costs. These monetary aspects of the program aim to provide financial support and make the dream of homeownership a reality for our heroes. Join the Florida Hometown Heroes Program and take advantage of these exclusive monetary benefits while purchasing your new home in the beautiful state of Florida.


Loan Program Highlights:

  • Receive up to $25,000 in aid for your new first mortgage, equivalent to 5% of the loan amount.

  • The assistance is provided as a 30-year deferred second mortgage with zero interest, which will only be due when you sell the property, refinance, or move out of it as your primary residence.

  • The first mortgage comes with a fixed interest rate that is lower than prevailing market rates.

  • You can choose from conventional, FHA, VA, or USDA loan programs to apply for this aid.

  • Enjoy reduced upfront fees and costs when you take advantage of this loan program.

  • To find out if you qualify for this program, please get in touch with us.


Who Can Qualify?

  • This program is open to front-line workers and military personnel residing in the State of Florida. Scroll down to see the list of over 60 eligible occupations.

  • Veterans and active military members.

  • To be eligible for this program, you must be a first-time homebuyer or have not owned a property in the past three years.

  • Your credit score must be at least 640 to qualify for this program.

  • The loan is only available for primary residences, and there is a maximum income limit of $123,150.

  • If you have any further questions, please don't hesitate to request more information from us.


Call us for more info: (727)-301-7855


Eligible Occupations


● Veterans

● Active Military Personnel

Veterans and Active Military Personnel are exempted from the First Time Homebuyer Requirement.


● Sworn Law Enforcement Officer

● Certified Correction Officer

● Correctional Probation Officer

(FLORIDA Officers)

● Sworn Law Enforcement Officer

● Certified Correction Officer

● Correctional Probation Officer

(Federal Officer Examples)

  • FBI
  • US Dept. of Homeland Security
  • US Marshals Service, US Drug Enforcement Administration
  • Bureau of Alcohol, Tobacco & Firearms
  • US Immigration & Customs Enforcement

● Juvenile Detention Officer

● Juvenile Probation Officer

● Firefighter

● Certified Paramedic

● Certified Emergency Medical Technician (EMT)

● 911 Public Safety Communicator


Certified K-12 Educators (Public, Charter Schools) to include:

● Classroom Teacher

● Career Specialist

● Librarian/Media Specialist

● School Counselor

● Social Worker

● School Psychologist

(Private school educators, as reflected above, are eligible with certification from FL Department of Education.)

● Licensed or Registered Childcare Operator (Owner of Childcare Facility)

● Childcare Instructor (employed by a LICENSED childcare facility or LICENSED or REGISTERED home childcare provider)


● Registered Nurse (RN)

● Licensed Practical Nurse (LPN)

● Advanced Practice Registered Nurse (APRN)

● Certified Registered Nurse Anesthetist

● Clinical Nurse Specialist

● Certified Nurse Midwife

● Certified Nursing Assistant (CNA)

● Home Health Aide

(employed by a LICENSED home health agency)


Health Care Practitioner to include:

● Physician

● Physician Assistant

● Anesthesiologist

● Anesthesiologist Assistant

● Psychiatrist

● Certified Medical Assistant

● Acupuncturist

● Osteopathic Physician

● Chiropractic Physician

● Certified Chiropractic Physician’s Assistant

● Podiatric Physician

● Certified Podiatric X-Ray Assistant

● Naturopathic Physician

● Pharmacist

● Nuclear Pharmacist

● Pharmacy Technician

● Dentist

● Dental Hygienist

● Dental Assistant

● Speech Language Pathologist or Audiologist

● Speech-Language Pathology Assistant or Audiologist Assistant

● Nursing Home Administrator

● Occupational Therapist

● Occupational Therapist Assistant

● Occupational Therapist Aide

● Certified Respiratory Therapist

● Registered Respiratory Therapist

● Licensed Dietician or Nutritionist

● Licensed Nutrition Counselor

● Dietetic Technician

● Athletic Trainer

● Prosthetist

● Orthotist

● Prosthetist Orthotist

● Pedorthist

● Prosthetist

● Orthotic Fitter

● Orthotic Fitter Assistant

● Electrologist

● Massage Therapist


Clinical Laboratory Personnel to include:

● Laboratory Director

● Supervisor

● Technologist

● Blood-Gas Analyst

● Laboratory Testing Technician

● Phlebotomist

● Licensed Medical Physicist (Radiologic)which works with diagnostic application and safe use of x-rays, ultrasonic radiation or magnetic fields.

● Certified Basic X-Ray Machine Operator

● Certified Radiologic


● Certified Radiology Assistant

● Certified General Radiographer

● Specialty Technologist (Radiologic)

● Genetic Counselor

● Optician

● Optician Apprentice

● Certified Optometrist

● Hearing Aid Specialist

● Hearing Aid Specialist Trainee

● Physical Therapist

● Physical Therapist Assistant

● Psychologist

● School Psychologist

● Clinical Social Worker

● Marriage & Family Therapist

● Mental Health Counselor

● Child Protective Services’ Enforcement

● Adult Protective Services’ Enforcement

● Veterinarian

● Veterinarian Assistant or Technician

*(employed by a permanent or mobile veterinary practice)


● Assistant Public Defender

● Assistant State Attorney

● Assisted Living Facility Administrator