Wire Fraud Resource Center
NAR's Cyber Security Checklist - Best Practices for Real Estate Professionals
WARNING – FRAUDULENT WIRE FUNDS:
Email hacking and fraud are on the rise to fraudulently misdirect funds. There have been more than $150 million in lost funds and more than 10,000 incidents in the last year alone.
This is a real issue that can affect you, the company, and most importantly our clients.
It isn’t something you just read about but has involved your fellow agents.
INCLUDING- 2 SERIOUS INCIDENTS INVOLVING OVER $200,000 IN ATTEMPTED WIRE FRAUD.
BE CAREFUL, DON’T FORWARD WIRING INSTRUCTIONS FROM ANYBODY TO ANYBODY FOR ANY REASON.
If there is an issue immediately refer to the Capstone Realty & Associates Wire Fraud Plan below. Time matters in resolving these issues. The first 24 hours are critical.
Remind the client - Protect their money. Verify everything. Call your trusted professional before sending money. And then check again.
Inform yourself by attending Anti-Fraud classes.
Capstone Realty & Associates Wire Fraud Plan
- Step 1: Alert Capstone Realty & Associates: Call the office at: 626-893-9955 or email at cs@capstonerealestate.us
- Step 2: Report Fraudulent Wire Transfers to the Sending and Receiving Banks.
- Step 3: Report Fraudulent Wire Transfers and Attempts to Law Enforcement.
- Step 4: Call the sending bank again to confirm that the recall request has been processed.
- Step 5: Inform the parties to the transaction (buyer, seller, real estate agents, title company, broker, attorneys, underwriter, notary, etc.) using known, trusted, phone numbers for verbal verification.
- Step 6: Review your Incident Response Plan to determine if you need to update passwords, secure hardware, and review email logs to determine how and when email accounts were accessed.
- Step 7: Consider contacting your insurance carrier(s) and outside legal counsel.
- Step 8: If funds were wired out of the U.S., hire an attorney in that country to help recover funds.
- Step 9: File a complaint with the FBI’s Internet Crime Complaint Center (IC3).
Additional Tips for Agents
- Warn Early and Often: Make sure your clients know about the growing and the looming threat of real estate wire transfer fraud.
- Educate: Remind your client that you will not send changes to wiring instructions or payment information
- Call: Tell your client to call you to confirm all wiring instructions, and soon after they make any wire transfers.